个人理财是指根据财务状况，建立合理的个人财务规划，并适当参与投资活动。接下来小编为大家整理个人理财的好处，希望对你有帮助哦!

One privilege is financing consultation. Personal Financing is a new individualized and comprehensive product by our bank for financial money management guaranteed by scientifically advanced, highly efficient and safe electronic system as well as saving offices, talents, information, funds and settlements. All-covering investment needs must be met with your asset value maintained and added, including securities investment, personal forex dealing, personal insurance investment, etc. You will get such information as the financial rules and regulations; financial， economic and market information; the types of deposits and their specific way of interest calculation; the information on deposit, loan interest rate and exchange rate between RMB and foreign exchange concerning personal financing, and so on.

一个好处是理财咨询。个人理财是指我行利用我们的网点技术、人才、信息、资金结算等方面优势，以个人客户为服务对象，为您提供全方位综合性的金融服务。满足您多元化的投资需求，主要包括证券投资、个人外汇买卖、个人保险投资等金融需求，实现您资产的保值、增值。您可以获得与个人理财有关的政策法规;财经信息和市场信息;存款种类及具体的利息计算方法;存、贷款利息及人民币与外币汇率信息等等。

The second privilege is that you will learn current financial analysis from our expert as follows: the returns of each deposit combinations; the comparison between various kinds of loan interests payment and deposit returns; analysis of stock investment returns and risks; analysis of bonds investment returns and risks; the move in foreign exchange rate, etc.

第二个好处是随时得到我行专业人士的有关金融分析服务，如各种存款组合的收益;各种贷款的利息支付与存款收益的比较;股票投资收益与风险分析;债券投资收益与风险分析及外汇汇率趋势分析等等。

The third privilege is safekeeping service. Our bank provides safekeeping service for the clients to keep documents of value, such as deposit certificate (bank book) and bonds, for which we charge some handling fee accordingly.

第三个好处是保管箱服务。我行为客户提供保管箱服务，您可以保存有价值的证券，如存单(存折)、债券等等，我行收取一定的手续费。

The fourth privilege is that our bank provides account renewing service at the requirement of the clients, that is to say, you can make the accounts renewal on maturity date or changes the terms of deposit.

第四个好处是，我行应客户需要提供账户更新业务，即将到期的账户更新或变更存款期限。

Mr. Xie, are you interested in our new product? Try it and it will bring you a new experience. If there are any questions or suggestions, please call my phone number on 0514-7156797, or my mobile phone number on 13816863568. I hope my service will satisfy you.