现在越来越多人使用信用卡，关于信用卡，你有什么看法?不妨用英语作文写下来吧。下面是小编精心挑选的关于信用卡的高中英语作文，供大家阅读。

信用卡英语作文一

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.

Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.

The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives.

They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

信用卡英语作文二

Nowadays, credit card consumption has been a common phenomenon in our lives. However, different people hold different views in it and heated debates are right on their way.

Some are in favor of the credit card consumption. They point out the fact that credit card provides a convenient and safe way for our consumptions. They consider that using credit card to pay is more convenient and clean than pay by cash, which is as easy to lose and unclean. In addition, they argue that credit card can help a lot when we are meeting serious financial trouble. For example, when we get involved in trouble and need lots of money to solve it, the overdraw function of credit card would be a good helper.

However, there are many people standing on the other ground. They figure out that credit card consumption has brought some serious problems in many aspects. Many people spend their money recklessly by using credit card. And what’s worse, those who can not control the desire to consume and never make a plan to spend their money will overdraw the money immoderately and that will cause more and more family involve in financial crisis.

In my opinion, the both sides have some important points. Therefore, as rational consumers, we should use credit card properly. On the one hand, we can utilize its advantages for the convenience of our payment. On the other hand, we should keep a rational mind when using it, in case we will suffer from it.

信用卡英语作文三

Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need. People hold different views towards students’ owning credit cards.

As far as I am concerned, it is necessary for students to keep credit cards.

There are reasons accounting for my view. For one thing, it is convenient for students to deal with various financial matters. Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere.

For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money. For instance, students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards, so that they will not suffer from lacking of money at the end of the month.

In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.

Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden, I consider that the advantages far outweigh its disadvantages.

Thus, I consider that it is necessary for students to use credit cards. Besides, they also should be taught to use it properly and form a correct notion of consume.

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