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save money 英语作文篇1

How to Save Money

Saving money is one of those tasks that's so much easier said than done. There's more to it than spending less money . How much money will you save, where will you put it, and how can you make sure it stays there? Here's how to set realistic goals, keep your spending in check, and pay yourself first.

1.Set savings goals.For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need.

2.Establish a timeframe. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.

3.Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals. Take each thing you want to save for and figure out how much you need to start saving now.

4.Keep a record of yourexpenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses.

5.Make a budget. Once you’ve managed to balance your earnings with your savings goals and spending, write down a budget so you’ll know each month or each paycheck how much you can spend on any given thing or category of things.

6.Open an interest-bearing savings account. It’s a lot easier to keep track of your savings if you have them separate from your spending money. You can also usually get better interest on savings accounts than on checking accounts (if you get interest on your checking account at all).

save money 英语作文篇2

How to Save Money

Saving money is one of those tasks that's so much easier said than done. There's more to it than spending less money . How much money will you save, where will you put it, and how can you make sure it stays there? Here's how to set realistic goals, keep your spending in check, and pay yourself first.

1.Set savings goals.For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need.

2.Establish a timeframe. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.

3.Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals. Take each thing you want to save for and figure out how much you need to start saving now.

4.Keep a record of yourexpenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses.

5.Make a budget. Once you’ve managed to balance your earnings with your savings goals and spending, write down a budget so you’ll know each month or each paycheck how much you can spend on any given thing or category of things.

6.Open an interest-bearing savings account. It’s a lot easier to keep track of your savings if you have them separate from your spending money. You can also usually get better interest on savings accounts than on checking accounts (if you get interest on your checking account at all).

For the old people, they like to save money, because they need money to keep the sense of security. Once the emergent situation happens, they will take out the money and solve the problem. While for the young people, they like to spend money to find fun, happiness comes first. I think it is better to combine both of them.

对于老人来说，她们喜欢存钱，因为他们需要钱来保持安全感。一旦发生了紧急情况，他们会拿出钱来解决问题。然而对于年轻人来说，他们倾向于花钱来找乐子，幸福第一位。我觉得最好把存钱和花钱合起来用。

First, we need to save money. Once I was asked if worrying tomorrow was a good thing, now my answer is definitely yes. No one knows what will happen tomorrow, but we can save some money so that we can make better plans for tomorrow. If we meet the emergent situation in the future, money will be the best help.

第一，我们需要存钱。曾经有人问我担忧明天是不是好事，如今我的答案绝对是确定的。没有人知道明天会发生什么事情，但是我们可以存一些钱，这样就能更好地为明天做打算。如果我们在将来遇到紧急情况，钱会帮上很大的忙。

Second, we also need to spent money. The money is not so easy for us to earn, we work so hard to make our living. So when we get the money, we will spend it and find the amusement. Life needs fun, we spend the money to improve our lives and enjoy life.

第二，我们也需要花钱。钱对于我们来说并不容易挣，我们是如此努力的工作来维持生活。所以当我们拿到钱，就会花钱来寻找娱乐。生活需要娱乐，我们花钱来改善生活，享受生活。

Saving money and spending money are both needed, we can find the balance between them and live the better life.

存钱和花钱都是需要的，我们可以找到两者的平衡，过上更好的生活。

save money 英语作文篇3

The advantages of being careful with money in daily life Nowadays, there is a hot debate on whether people, including students should be careful with their money in their daily life since they try their best to save money. Some people think it is not good to do so because this may not make people smart consumers. But in my eyes, the advantages of being careful with money in daily life outweigh the disadvantages. First, being careful with money is a virtue that can always benefit people. Being thrifty is of great help, especially when the economic status around the world is not very good and it becomes harder to earn money than before. A good habit of being careful with money will help many people go through this difficult period or any other difficult financial situation in their life. People with this awareness will think carefully before deciding to buy anything. For students, this awareness is also of great help since they mainly depend on their parents for financial supports. When they keep this awareness in their mind, they will definitely avoid wasting money. Secondly, being careful with money is, in fact, a good way of practicing how to manage one's money. In current society, it is necessary to learn something about finance. But theories are usually hard to learn. In contrast, most people can learn quickly by practicing. Being careful with money means an efficient use of money, which, in essence, equals to part of the job of a financial planner. Being careful with money can teach people to make best use of their money. It is true that being too careful with money may have some disadvantages; for example, it may cause people to ignore other aspects of commodities. But overall this behavior is good and has its reality basis. Money-consciousness is always needed in the market-oriented economy.

优点是认真的钱在日常生活中，如今，那里是一个热议是否人，包括学生应该注意他们的钱在他们的日常生活，因为他们尝试他们最好的省钱。有些人认为这样做不好，因为这可能不会让人聪明的消费者。但在我看来，对日常生活中的钱小心的优点超过了缺点。首先，小心金钱是一种美德，能永远造福人类。节俭是很有帮助的，尤其是当世界的经济状况不太好，而且比以前更难赚钱了。一个很好的习惯和金钱，会帮助许多人度过这个困难时期或任何其他困难的财务状况，在他们的生活。有这种意识的人在决定购买任何东西之前会仔细考虑。对于学生，这一认识也是很大的帮助，因为他们主要依赖于他们的父母，为金融支持。当他们意识到他们的意识，他们一定会避免浪费钱。其次，对金钱的小心，其实是一种很好的方式来管理自己的钱。在当今社会，学习金融是很有必要的。但理论通常很难学。相比之下，大多数人可以通过练习快速学习。对金钱的谨慎意味着一种有效的利用金钱，而这在本质上等同于金融规划师的工作的一部分。小心用钱可以教人们充分利用他们的钱。确实，对金钱过于谨慎可能会有一些缺点，例如，它可能会导致人们忽视其他方面的商品。但总体而言，这种行为是好的，有它的现实基础。在市场经济中，货币意识一直是需要的。

save money 英语作文篇4

Spend or Save Money

Most people in China have the habit of saving money. For them, spending less and saving more is the best way to manage their money. But in my opinion, people should spend more and save less for at least three reasons.

大部分中国人都有储蓄的习惯。对他们来说，少花点多存点，是最好的理财方式。但是以我看来，人们应该多消费少储蓄，至少有三点原因。

First of all, spending more may help people save money in the long run. For example, if you spend more money a product of good-quality, it actually costs much less than the cheaper one because it is more durable and convenient to use. Besides, spending more is part of enjoying life. People do not live for money, so why do people not spend more to raise their standard of living? It is human nature to lead a comfortable and happy life. In addition, spending more can motivate people to work harder and more efficiently to increase their money. Consequently, productivity can be improved and society as a whole can develop more rapidly, which is conducive to social progress.

第一，多消费从长期来看能帮助人们省钱。例如，如果你在一件质量好的产品上花的钱多一点，实际上要比买便宜点的产品花费更少，因为质量好的产品更加耐用、方便使用。另外，多消费是享受生活的一部分。人们活着不是为了钱，因此为何不多消费点儿来提高他们的生活质量呢?过舒适开心的生活是人类的本性。并且，多消费能剌激人们更努力地工作，更有效率地增加他们的金钱。因此，生产力可得以提高，整个社会能发展更快，这都会促成社会的进步。

So, spending more benefits both individuals and society. I think that people should spend more and abandon altogether the idea of spending less and saving more. (185 words)

所以，多消费对个人和社会都有好处。我认为人们应该多消费，并且一起放弃掉少花多存的想法。

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英语四级作文高分句型解析：

Consequently, productivity can be improved and society as a whole can develop more rapidly, which is conducive to social progress.因此，生产力可得以提高，整个社会能发展更快，这都会促成社会的进步。